Microfinance
Cool website that allows normal people to do microfinance:
www.kiva.org
I think there could be a business idea in creating a similar site for normal entrepreneurs. Forget about getting 20 m dollars from venture capital companies or business angels - rather, find projects that can be started for less than 20.000 dollars, and post them on a similar site, so normal people can invest in them. While some work needs to get done to prevent abuse of the system, I am sure it can be done.